Finance – Center For Economics And Society http://www.cires-ci.org Covering the finance world Mon, 16 Oct 2017 21:47:47 +0000 en-US hourly 1 https://wordpress.org/?v=4.7.6 https://i2.wp.com/www.cires-ci.org/wp-content/uploads/2016/03/cropped-icon-1.png?fit=32%2C32 Finance – Center For Economics And Society http://www.cires-ci.org 32 32 108313924 Top advantages of using cash cards http://www.cires-ci.org/top-advantages-of-using-cash-cards/ Mon, 16 Oct 2017 21:47:47 +0000 http://www.cires-ci.org/?p=134 Read More ...]]>

Having a cash card is one thing that every individual should have. This is because cash cards can be inserted into the ATM just like any card that is used to withdraw funds from the ATM. Similarly, you can use a Umay plus บัตรกดเงินสดออมสิน to make payments for services and products at different retailers. Cash cards have become popular in the recent past, and most financial institutions recommend that their clients apply for the cash card. There are several benefits of having a cash card, and they are as listed in this article. Going through them may convince you to consider having a cash card

Good returns

The aspect about returns is the most attractive thing that is making individuals to consider having gfyyuhujhjcash cards. Most cash cards have minimum returns that are very attractive hence making them be highly recommended. However, some of this cash cards will give good rates if only you use a significant amount at some preferred retailers.

No credit check

It is evident that a cash card will not offer credit facility and for this reason, your credit history will not be checked. All you will need to provide is an ID to be used in giving information as your card is being processed.

You’re in in charge

Another advantage of using cash cards is that you are the one to set the limit of the money you will be spending. You will only top up the card with money wherever you want from your phone, post office or PayPoint. Similarly, you can transfer the money directly from your bank account.

Cash cards are convenient

ubbbvnvjvfhOne of the most significant advantages of cash cards is that they will enable you to access your money anytime and from anywhere. By having a cash card, you will not need to visit your particular financial institution to access your money. Anytime you visit a place or move out of from your town you will not worry because the card can be used in most ATMs to withdraw cash or you can pay at the counter.

Easy top-up of the card

On the other hand toping up money to your card is not a difficult task because you will only need to use your phone, visit a PayPoint or transfer directly from your bank account. This makes it very easy because you will not have to visit the financial institution to get the card loaded with money. This is a significant advantage that you should consider and plan to get a cash card.

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Consultancy Services Offered By Life Sciences Industry http://www.cires-ci.org/consultancy-services-offered-by-life-sciences-industry/ Sun, 18 Jun 2017 13:52:03 +0000 http://www.cires-ci.org/?p=116 Read More ...]]>

Life sciences involve all branches of Science that comprise of the scientific study of living organisms such as Human beings, animals, microorganisms, and plants. Interestingly, the Life Science industry has been a major player in the world economies as pharmaceuticals, healthcare, and biotech and segments have been generating huge revenues. Additionally, Life Sciences have always been on the innovative path with new technologies and emerging technologies integrated into product development and service delivery. Talk to LifeSci Advisors for the best investment opportunities.

Like any other economic sector, Life Science industry goes through market conditions such as fluctuation of the market, high costs of evolving technologies and their maintenance among other micro and macroeconomic factors. Hence, there are multiple consultancy services offered in the Life Sciences Industry which include;

Research and development

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R&D into the Life Sciences industry is probably the backbone of the industry. Therefore, the research and development arm of any business firm can consult with experts on the prevailing trends in the market as well as demographics. This will directly affect the consumption of the product or service hence the company has a clear understanding whether a new product or service is market viable or whether it will add value compared to existing systems, products and services. Additionally, R&D consultancy assists to cut down costs and manage projects profitably.

Product and service marketing and supply strategy

Interestingly, the prosperity of the industry has seen an expansion of the marketing teams to create product awareness and bring about product availability into the market. However, many firms need expert advice on how to handle their demand and supply while maintaining the quality of their products. Additionally, in meeting the existing the existing needs, they need to understand how to optimize the speed of delivery by improving their distribution channels to cover the local and international clientele.

Finance and commercial operations

Most Life Science firms need proper guidance on how to implement their decisions as pertains their financial and commercial operations. Life Science firms tend to concentrate on their area of expertise at the expense of the financial management especially their financial reporting as well as tax compliance which cause the company great consequences. Additionally, commercial transactions that involve engaging customers and strategic partnerships may suffer considerably hence professional assistance is required to ensure that business sustainability is well maintained.

Enterprise technology

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Moreover, the existence of technology-based systems within Life Science firms may result in the wrong usage of technology and lack of proper maintenance which reduces their value. Hence, proper expertise on how to use and maintain available technology may save the huge business finances.

 

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Merchant Money Business Finance Providers http://www.cires-ci.org/merchant-money-business-finance-providers/ Sat, 06 May 2017 17:25:48 +0000 http://www.cires-ci.org/?p=102 Read More ...]]>

Businesses across the UK, particularly the Small and Medium Enterprises (SMEs) looking to expand their operation have nothing to worry about. Merchant Money is a lending institution with a difference providing short-term and unsecured loans to businesses. The entity has competitive prices and flexible terms but still offers premium services, unlike other banks. Many businesses are looking for the Alternative business finance solutions. The following are what makes Merchant Money different from other lending institutions:

Features

Approval process within a day

ggfgfgfgfgfgfgfIf you need a short-term loan for your business, just come to Merchant Money, and they will give you the provisional answer within twenty minutes. The final approval process will last for only 24 hours. After this simple procedure, they money requested will hit your bank account in two hours immediately.

Flexible terms of loan

Merchant Money offers the most flexible loan terms you can ever find on the market. They provide a period ranging from one to twenty-four months for repayment of advances or unsecured loans of up to £50,000. The lending institution has a provision to agree with you on the loan terms, customized to your ability to repay quickly as well as to your credit profile. If you have concerns about short-term cash flow, Merchant Money provides you with an “interest only” introductory period.

Lack of early settlement fee

Should you opt to repay your loan earlier than stipulated in the agreement; the institution will not charge you any penalties or fees. You are free to pay more money into your account, but the bank will only deduct the interest in addition to the amount of the outstanding loan. It is advantageous for SMEs who are still struggling with cash flows because there are no extra costs.

Focus on business growth

The business finance provider is more of an investor than a lender because it collaborates with your business to oversee its growth from SME to a major business. For this reason, Merchant Money funds you to hire new talent, expand production, and to obtain stock at a discount with the ultimate goal of seeing you growing.

Technology

The lending institution has combined copyrighted high-tech risk evaluation with high-touch personal assessment technology to predict the success of your business efficiently and quickly. It enables them to understand the strength of your business instantly.

Prompt application

gfgfgfgfgfgfMerchant Money has an online application platform that is straightforward and automated to allow you apply in minutes as well as enabling the making of quick decisions. The web policy makes it possible for immediate transfer of payment after approval.
There is no need to pay any application or obligations charges. Just give some details about your business, and the Merchant Money will work on transferring the funds into your account.

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Invoice factoring and its benefits http://www.cires-ci.org/invoice-factoring-and-its-benefits/ Fri, 26 Aug 2016 11:35:56 +0000 http://www.cires-ci.org/?p=95 Read More ...]]>

Small businesses that have just started out may be faced with a lot of difficulties particularly when it comes to their finances. Office space, utility bills, salaries of employees, and production expenses are just a few of the things that they have to concern themselves with.

Contrary to the beliefs of other people, starting a business is not as easy as it sounds. It may take quite a while before you can actually start to see money coming in. But what if you don’t have enough cash on hand to finance your business? Will you go for a business loan? Or, is there an alternative?

Invoice factoring

First of all, what is Invoice Factoring? This allows a certain business company to continue with their operations and activities, as well as to expand or seek new business without worrying about how they are going to pay for the products or services that the business requires.

How does it work?

hdhd4A business will deliver products and services to a credit-worthy company and sells the invoice to a ‘factor’ – also called factoring company. The factor then pays the business company a certain percentage of the amount that is owed. After which, the invoice is sent to the credit-worthy company. Once the invoice has been paid, the factoring company will deduct a certain amount and give the remaining to the business. The money that is deducted serves as the transaction fee.

What are the benefits?

Invoice factoring benefits both the factor and the business company.

  1. Factoring company 

The invoice serves as a promise of the client that they will pay for the rendered services or delivered products. With reputable credit-worthy companies, they are somehow guaranteed a good return on investment.

  1. Business company

It is the business company’s responsibility to replenish whatever has been used to serve a certain customer in order for them to serve a new one. If they are going to wait for the old client to pay, which can take up to 90 days, then their operations may be stopped. But with invoice factoring, businesses will get the cash upfront. Hence they will be able to carry on their daily business activities.

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This is also a good way to control the amount of capital that a particular company receives. This can be used to increase production, which means that there will be more earnings for the company. Furthermore, Invoice Factoring helps increase the purchasing power of a company while improving its credit.

 

 

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