How to Choose the Best Islamic Financial Advisor

Finding a good financial advisor is a critical step when it comes to making it in the world of business. The advisor will provide you with all the insights that you need to make progressive steps towards managing your business. However, you need to know that not everyone who refers to themselves as great financial advisors can actually offer you the quality services that you deserve. This, therefore, means that anytime you are looking for an excellent financial advisor for your business, you should do extensive research.

Apart from research, there are several other factors that you are supposed to put into consideration, and some of them are highlighted in this article.


A financial advisor who got into the business just recently may not be able to offer you with the quality services that you deserve. A financial advisor who has been in the industry for a long time have been exposed to different situations, and this means that they have the skills needed to handle any situation that they might come across. This, however, does not mean that there are no new advisors that can offer you the quality services that you need. It all depends on the company that you are going to hire.


When it comes to finances issues, you need to find someone that you can trust. Financial advisors who are not after reaping where they did not sow can rarely disappoint you. Sometimes, the lack of trust between the employer and the advisor is actually what results to mishaps that are experienced in many financial setups. Therefore, always make sure that you build a strong foundation based on the trust between you and the financial organization that you are going to work with.

New Opportunities

financeIs the financial advisor that you are looking at ready to learn and new things and grab new business opportunities for you? If they cannot do that, then you have no reason working with such people because that is a sure sign that they have nothing constructive that they are bringing to the table. Examining the track record of a financial advisor can give you more information about what to think of the advisor.

High Standards

You also need to choose a financial advisor who can set the right standards for your business. Some might set unrealistic standards, and those are the types that you need to avoid by all means possible. Find someone who can effectively handle any challenges that you are likely to meet on the way.

Benefits Of Using A Broker For Public Liability Insurance

Public liability insurance is important business, large or small, dealing with the public. With so many cover options available, it can be confusing to choose a single policy. Brokers are available to offer advice and arrange cover for you, but why should you get a public liability insurance quote from an insurance broker instead of dealing directly with the insurer? See below

Benefits of using an insurance broker

Better Price

homeMany businesses think that by “cutting out the middleman” and searching for insurance policies on their own, they can save money. In fact, brokers normally manage to secure a cheaper quote than communicating directly with the insurance company. This is because brokers are professionally trained in finding the most appropriate policies for their clients, so the risk of under-insurance and additional claims is reduced.

Save time

Comparing public liability insurance policies from different providers can be very time-consuming. Quotes must be obtained individually from each insurer, either by calling and speaking to a representative or by filling out a separate online form for each insurance company. A broker only needs to take the details of your business once and does all the hard work so you can just sit back and wait for the quotes to be sent to you.

Ensure your business is fully covered

Under-insuring is a common problem for many businesses, and this can result in a significant loss if you need to claim later. Qualified insurance brokers are trained to ask appropriate questions to make sure that your business is insured with a sufficient level of cover, while still keeping the premiums as low as possible.

Helps you stay up to date

Money and carIn any business, the last thing you want to worry about is whether your insurance is up to date. A broker will keep track of when a policy is due to expire and contact you with plenty of time to renew the policy and make any needed changes. Insurance brokers also stay up to date with changing legislation and help to update your policies if needed, so you can rest assured your business will always be covered in full.

Your broker is on your side in the event of a claim

If you do need to make a claim on your public liability insurance, your insurance broker will work on your behalf to communicate with the insurance company and helps to ensure quick and full settlement of your claims. If you have any problems with your insurer they can also act as your advocate and provide you with support and advice.

Merchant Money Business Finance Providers

Businesses across the UK, particularly the Small and Medium Enterprises (SMEs) looking to expand their operation have nothing to worry about. Merchant Money is a lending institution with a difference providing short-term and unsecured loans to businesses. The entity has competitive prices and flexible terms but still offers premium services, unlike other banks. Many businesses are looking for the Alternative business finance solutions. The following are what makes Merchant Money different from other lending institutions:


Approval process within a day

coinsIf you need a short-term loan for your business, just come to Merchant Money, and they will give you the provisional answer within twenty minutes. The final approval process will last for only 24 hours. After this simple procedure, they money requested will hit your bank account in two hours immediately.

Flexible terms of loan

Merchant Money offers the most flexible loan terms you can ever find on the market. They provide a period ranging from one to twenty-four months for repayment of advances or unsecured loans of up to £50,000. The lending institution has a provision to agree with you on the loan terms, customized to your ability to repay quickly as well as to your credit profile. If you have concerns about short-term cash flow, Merchant Money provides you with an “interest only” introductory period.

Lack of early settlement fee

Should you opt to repay your loan earlier than stipulated in the agreement; the institution will not charge you any penalties or fees. You are free to pay more money into your account, but the bank will only deduct the interest in addition to the amount of the outstanding loan. It is advantageous for SMEs who are still struggling with cash flows because there are no extra costs.

Focus on business growth

The business finance provider is more of an investor than a lender because it collaborates with your business to oversee its growth from SME to a major business. For this reason, Merchant Money funds you to hire new talent, expand production, and to obtain stock at a discount with the ultimate goal of seeing you growing.


The lending institution has combined copyrighted high-tech risk evaluation with high-touch personal assessment technology to predict the success of your business efficiently and quickly. It enables them to understand the strength of your business instantly.

Prompt application

MoneyMerchant Money has an online application platform that is straightforward and automated to allow you apply in minutes as well as enabling the making of quick decisions. The web policy makes it possible for immediate transfer of payment after approval.
There is no need to pay any application or obligations charges. Just give some details about your business, and the Merchant Money will work on transferring the funds into your account.